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honestAI

Industries · Insurance

AI agents for claims, policy and underwriting operations.

Insurers run on documents and correspondence. HonestAI agents take first notice of loss, read claim files and prepare underwriting submissions — adjusters and underwriters keep every coverage and payment decision.

The problem

Skilled adjusters spend their day on intake and admin.

A single claim can involve emails, photos, invoices, medical reports and police records. Underwriting submissions arrive as unstructured broker packs. Cycle times and leakage both suffer when experts spend hours sorting paperwork.

  • FNOL arrives across phone, email and portal
  • Claim files are incomplete on first touch
  • Broker submissions need manual re-keying
  • Subrogation opportunities are missed

Work we run

The workflows we take on first.

Each one is baselined, scoped with your team and run against an agreed outcome.

  1. 01First notice of loss intake and triage
  2. 02Claim document classification and summarisation
  3. 03Missing-document chasing
  4. 04Underwriting submission extraction
  5. 05Loss run analysis
  6. 06Policy endorsement and certificate requests

Runs inside the systems you already use

Policy administrationClaims managementGuidewire / Duck CreekDocument managementContact centre
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Agents & human control

What agents do. What people decide.

Claims Intake Agent

Turns emails and portal submissions into structured claims, requests missing information and assigns the right adjuster queue.

Adjusters own coverage, reserves and payment.

Underwriting Assistant Agent

Builds a clean submission summary from broker packs and highlights appetite and data gaps.

Underwriters price and bind every risk.

Policy Servicing Agent

Processes routine endorsements and issues certificates within defined rules.

Service teams approve non-standard changes.

  • No automated claim denials — adverse decisions always sit with a licensed person.
  • Fraud signals are routed to SIU, never actioned automatically.
  • Fair-treatment and complaints handling rules encoded as agent policies.
honestAI

Start with claims intake.

Most carriers see the clearest early value in FNOL and claim file preparation. We'll scope it with your team.